Overview of debt options

How much do you owe?

 

$1,000$100,000+



Expected monthly payment
Number of months
Total costs (includes interest)
Total savings (versus min mo payments)
Expected interest rates
Maintain/improve credit score (w 12 mo compliance)
Keep making minimum payments...
Do nothing
$817
462
$81,131
ZERO
16 - 24%
Credit counseling
A counselor helps you lower your interest payments
$710
60
$40,481
$40,650
6 - 10%
Debt/home equity consolidation
All your debts are bundled into one single loan
$651
60
$39,035
$42,096
4 - 6%
Debt settlements (Best solution*)
Eliminate interest and reduce principal on your debt working with credimac
$536
48
$25,725
$55,406
0%